OceanFirst Bank

Mortgage Center

James O. Mazzola

Loan Officer

1700 Galloping Hill Road
Kenilworth, NJ 07033

Office: (800) 974-6678, Ext. 7286

Home: (732) 951-0629

Cell: (732) 501-4249

Email: JMazzola@oceanfirst.com

Business Hours: Monday - Friday 8:00 am through 5:00 pm

OceanFirst Bank Benefits
	Still want to have personal assistance? You can call or e-mail me to answer any of your questions or to ask for advice.
	Pre-qualifications We offer pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
	Confused about which program to choose? We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and I'm always just a call or e-mail away!

Today's Featured Rates

30 Year Fixed Rate
Rate	APR	Points
5.000%	5.003%	0.000%
15 Year Fixed Rate
Rate	APR	Points
4.375%	4.380%	0.000%
10/1 Year Adjustable Rate
Rate	APR	Points
5.250%	4.471%	0.000%
5 Year Adjustable Rate
Rate	APR	Points
4.250%	4.726%	0.000%
3/1 Year Adjustable Rate
Rate	APR	Points
4.375%	3.405%	0.000%

Assumptions

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* Subject to credit approval. Rates are subject to borrower meeting minimum credit
score and loan-to-value requirements.

Actual interest rates and APRs may vary based on credit history.

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